Friday, August 6, 2010
Friday, January 8, 2010
Thanks for a great year!
Hi All! I just wanted to thank everyone for a great year. Since we started this blog a year ago, we've had 300 hits a day or over 122,000 for the year. We have had a great response and were happy to be able to help so many people.
I hope that everyone has a succesful and fun year! Let's hope that the economy takes a turn and we all thrive in 2010. Happy Hunting, fishing, shooting and any other enjoyments you get out of life.
Happy New Year,
Dan
I hope that everyone has a succesful and fun year! Let's hope that the economy takes a turn and we all thrive in 2010. Happy Hunting, fishing, shooting and any other enjoyments you get out of life.
Happy New Year,
Dan
Tuesday, November 10, 2009
Important claim info for Taxidermists!
Hi – I just wanted to touch base and discuss some things that will help you tremendously in the event of a loss. I know how your businesses run and I understand that some things aren’t easy to do every time, but trust me, this will save you headaches in the event of a loss.
Inventory everything. Inventorying your items you take in and purchase will make back tracking after a loss much easier.
Back up your inventory list! If you have a fire and your inventory list is in that building then it did you no good.
Supply receipts to all of your customers. If you happen to lose your books in a fire this will help you to take inventory of what was lost.
Keep a client contact list. If you lose valuable info in a fire and you can’t locate your client this only helps your clients lose faith and go to another taxidermist.
Re-evaluate how much supplies and equipment you have. I can’t imagine you would want to go out and replace forms that burned, out of your own pocket.
Re-evaluate building values (if you have one). If your building burns down and you need to replace it, it will cost you more than you think. I can’t tell you how many times I have heard, “I will rebuild it myself and save money”. While you are doing this in the height of gun and bow season, who is doing your taxidermy work?
No one expects to have a loss. No one (unless you have had a loss) really understands how traumatic and draining it is to go through a loss. You need to supply receipts, justify expenses, make an ungodly amount of phone calls, and deal with the stress that comes when your clients realize they lost their trophies. You can’t imagine the heartache and stress this causes. You will not have time to rebuild your building, take care of advertising to let people know you are still in business and still maintain your daily operation. You also can’t imagine the amount of work that goes into a claim. Yes you pay for insurance to handle these things, but only to some degree. You still have responsibility in the event of a loss. The burden of proof is in your hands. If you can’t prove you had something, you won’t get paid on it. Do yourself a favor and make sure you track everything and document your inventory and most importantly, that you have enough coverage to pay for your actual losses. I think you will be surprised if you went item by item and took full inventory of what you have and how much it would cost to replace these items. In most cases an extra $10,000 in property coverage is $20 or less.
Not trying to scare anyone, just trying to help you realize the reality of a claim and how important it is to do the things I stated above. Feel free to contact me regarding your specific policy and I would be happy to discuss it with you. As agents, we always tell you what we offer for coverage but we rarely tell you what to do ease a loss. This is more important than what we offer and I hope you take what I have outlined above into serious consideration.
Hope the season is going well for all of you!
Dan
Inventory everything. Inventorying your items you take in and purchase will make back tracking after a loss much easier.
Back up your inventory list! If you have a fire and your inventory list is in that building then it did you no good.
Supply receipts to all of your customers. If you happen to lose your books in a fire this will help you to take inventory of what was lost.
Keep a client contact list. If you lose valuable info in a fire and you can’t locate your client this only helps your clients lose faith and go to another taxidermist.
Re-evaluate how much supplies and equipment you have. I can’t imagine you would want to go out and replace forms that burned, out of your own pocket.
Re-evaluate building values (if you have one). If your building burns down and you need to replace it, it will cost you more than you think. I can’t tell you how many times I have heard, “I will rebuild it myself and save money”. While you are doing this in the height of gun and bow season, who is doing your taxidermy work?
No one expects to have a loss. No one (unless you have had a loss) really understands how traumatic and draining it is to go through a loss. You need to supply receipts, justify expenses, make an ungodly amount of phone calls, and deal with the stress that comes when your clients realize they lost their trophies. You can’t imagine the heartache and stress this causes. You will not have time to rebuild your building, take care of advertising to let people know you are still in business and still maintain your daily operation. You also can’t imagine the amount of work that goes into a claim. Yes you pay for insurance to handle these things, but only to some degree. You still have responsibility in the event of a loss. The burden of proof is in your hands. If you can’t prove you had something, you won’t get paid on it. Do yourself a favor and make sure you track everything and document your inventory and most importantly, that you have enough coverage to pay for your actual losses. I think you will be surprised if you went item by item and took full inventory of what you have and how much it would cost to replace these items. In most cases an extra $10,000 in property coverage is $20 or less.
Not trying to scare anyone, just trying to help you realize the reality of a claim and how important it is to do the things I stated above. Feel free to contact me regarding your specific policy and I would be happy to discuss it with you. As agents, we always tell you what we offer for coverage but we rarely tell you what to do ease a loss. This is more important than what we offer and I hope you take what I have outlined above into serious consideration.
Hope the season is going well for all of you!
Dan
Thursday, April 16, 2009
Rod and Gun Clubs
We insure the outdoor world. I have 20+ years of outdoor sporting experience and 10 years of Insurance industry experience. We provide Property and Liability Insurance for Sporting Clubs.
Club Events
Shooting Ranges (Trap, rifle/pistol, archery)
Directors and Officers
Workers’ Compensation
Liquor Liability
Inland Marine for ATV’s, Farming Equip., etc.
Marina Liability
Hull coverage
I am just like you. I have stood in your shoes. I have been an officer at a club, worked the functions, mowed the fields and hunted and fished right alongside you. I am dedicated to the outdoors and my profession. If you want an agent that knows your industry and is there when you need him, then I am your guy.
Give me a call or email
I would love to help
Club Events
Shooting Ranges (Trap, rifle/pistol, archery)
Directors and Officers
Workers’ Compensation
Liquor Liability
Inland Marine for ATV’s, Farming Equip., etc.
Marina Liability
Hull coverage
I am just like you. I have stood in your shoes. I have been an officer at a club, worked the functions, mowed the fields and hunted and fished right alongside you. I am dedicated to the outdoors and my profession. If you want an agent that knows your industry and is there when you need him, then I am your guy.
Give me a call or email
I would love to help
Saturday, January 31, 2009
Taxidermists; Are your businesses safe?
Hello Taxidermists!
Is your business safe? I have seen it all..........
freezers going down
fire in the shop
theft of yours and your customer's property
lost shipment of exotic hides
slip and falls on your property
and the list goes on and on..........
Why leave yourself exposed to financial losses. You could easily cover all of these items with a comprehensive policy that won't break the bank. In most cases we've seen, for the cost of a few pelts, you can protect your showroom and your customer's trophies.
Taxidermists are Artists. You seldom make mistakes. So little, in fact, I couldn't be more impressed. But it isn't just your mistakes that could cause financial losses. If you look at the losses I mentioned above, most would not be a direct fault of yours. We have seen the losses above shut down a dream.
We know your business. We have the markets and the prices to get your insurance needs taken care of. We have painstakingly gone through our policies to make sure that what you absolutely need is what you get. Don't take chances, it's not worth the risk!
Dan
Is your business safe? I have seen it all..........
freezers going down
fire in the shop
theft of yours and your customer's property
lost shipment of exotic hides
slip and falls on your property
and the list goes on and on..........
Why leave yourself exposed to financial losses. You could easily cover all of these items with a comprehensive policy that won't break the bank. In most cases we've seen, for the cost of a few pelts, you can protect your showroom and your customer's trophies.
Taxidermists are Artists. You seldom make mistakes. So little, in fact, I couldn't be more impressed. But it isn't just your mistakes that could cause financial losses. If you look at the losses I mentioned above, most would not be a direct fault of yours. We have seen the losses above shut down a dream.
We know your business. We have the markets and the prices to get your insurance needs taken care of. We have painstakingly gone through our policies to make sure that what you absolutely need is what you get. Don't take chances, it's not worth the risk!
Dan
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